The most complex model of family office services, covering the full range of financial and nonfinancial services needed by an UHNW family using an integrated approach.

Integrated family wealth management is the most comprehensive approach to family office services.  It covers all Ten Domains of Family Wealth through some combination of in-house and external advisors, plus at least one integrated family wealth advisor or team to manage and integrate the delivery of services across all domains.  The hallmark of this type of wealth advisory services is the breadth, depth, and integration of services available to the client family over the course of their lives.

Integrated family wealth management may be implemented through various advisory business models, including the following:

> Integration skills and services are delivered by a firm functioning as an integrated advisory hub, providing many or all services for the Ten Domains of Family Wealth using in-house staff.

> Integration is performed by staff in the hub advisory firm but specialist services are available through a blend of in-house and external staff.

> Integration is performed by the integrated advisory hub but a substantial number of services are provided by specialist service providers through strategic partnerships with the hub firm.

A less complex model of wealth advisory services may involve an integrated hub serving all of the Wealth Creation and Stewardship domains but only a limited number of Cultivation of Family Capital domains, often through arm’s-length referral relationships that are less closely monitored or managed.